"It is common for you to obtain an excellent rate on a loan which starts from about 1% and, as this will lower your monthly repayments by combining all debts, getting such a great interest rate will mean cheaper repayments for the entire term of the loan."
Always Consider The Cost
Private Loans - Education Loans
If you dont want to go through the hassle of trying to get approval for a mortgage debt consolidation loan then speak with your local financial advisor who will be able to advise you on how to proceed with releasing equity.
It can be worth paying the money if it means obtaining the loan of your choice and not all companies do charge such a fee but you need to be prepared to spend around 10% of the entire loan amount to get everything in motion.