"Without proper education it is difficult to make a comfortable living, and the new generation is becoming more and more serious about the completion of minimum requirements in this field."
Unsecured Loan Consolidation
Private Loans - Education Loans
Dont use this as an excuse to built up a balance on your new card, once your balance is reduced, keep the card for emergencies only or if you get tempted then cancel all credit agreements because it is not really necessary.
You can then go for a federal loan or a non-federal loan.