"Another benefit of the direct loan consolidation program is that the interest rate is capped at 8 percent which is much lower than any other available loan."
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Private Loans - Education Loans
Most consolidation loans that you take are subject to locked interest rates but some do constantly change with the market, always search around carefully and ensure that you get any consolidation loans which have locked rates for the term.
If you are availing of plus loans, then the rates will be slightly higher (8 percent and above but not exceeding 9 percent).